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Where Is the Market Headed? Retiring the 4% Rule The Facts About Income Tax


Welcome to our Web site, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports.

We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing*, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals.

We’re here to help educate you about the basic concepts of financial management*; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Please check out the RESOURCES tab for articles, newsletters, E-seminars and much more valuable information.

*These services are offered by Richard Cepak through his affiliation with Avantax Investment ServicesSM and Avantax Advisory ServicesSM.

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How to Make the Tax Code Work for You

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When you take the time to learn more about how it works, you may be able to put the tax code to work for you.

Estate Management Checklist

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Is your estate in order? This short quiz may help you assess your overall strategy.

 

A Brief History of Estate Taxes

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The Pre-Retirement Checklist

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Doubling Your Money

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Saving for College

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Assess whether you are running “in the black” or “in the red” each month.

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Roth 401(k) vs. Traditional 401(k)

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Long-Term-Care Protection Strategies

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Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

An Inside Look at Retirement Living

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5 Smart Investing Principles

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Where Is the Market Headed?

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Should You Tap Retirement Savings to Fund College?

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The Facts About Income Tax

Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.

Should You Invest in Exchange Traded Funds?

There are hundreds of ETFs available. Should you invest in them?

The Power of Compound Interest

Learn how to harness the power of compound interest for your investments.

Forecast

The market is as unpredictable as the weather. We’d love to help you prepare.

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