Broker Check

Our Mission Statement

We provide tax-advantaged solutions to Wealth Management Issues. Our research has found there are 8 basic issues that individuals, families, and small businesses may face in their financial futures.

These are:

  1. Investment Planning*                                             
  2. Cash Flow and Debt Management
  3. Family Risk Management
  4. Retirement Planning
  5. Education Planning
  6. Business Planning
  7. Legacy Planning
  8. Special Situations Planning

One issue that you may notice missing is tax planning, a key focus of our firm.  It is not specifically listed as a Wealth Management Issue because, in fact, it is a common thread through all of the 8 Wealth Management Issues.  Your taxes are considered in everything we do.

We utilize a vast array of resources provided by Avantax Investment ServicesSM, the largest tax-based Broker-Dealer in the nation. They help us find the best investment and insurance products for your solution.

We do this at your convenience through a needs-based, values-driven approach to Financial Planning*. Your satisfaction is our focus, our pride, our passion.

*These services are offered by Richard Cepak through his affiliation with Avantax Investment ServicesSM and Avantax Advisory ServicesSM.