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We believe our teamwork approach adds a broader perspective to all we do and provides increased benefits to our clients.

Our team of financial professionals can help you address:

  • Investing principles and strategies
  • Retirement investing and distribution strategies
  • Estate conservation issues
  • Risk management

We also can answer your questions, including:

  • Can I retire early?
  • Are my investments working hard enough?
  • What’s the best approach for college savings?
  • What are the elements of a sound estate strategy?
  • Do I have enough life insurance for my family?

Our experienced professionals have helped many people just like you with similar issues and concerns. We specialize in creating an approach that is designed to address your individual situation.


Rick is a Certified Financial Planner TM and an Enrolled agent TM licensed to practice by the Internal Revenue Service. He is a registered representative of Avantax Investment ServicesSM. (click picture...

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Brad joined Cepak Financial Services full time in 2009 after helping out around the office in high school and serving into his internship before college graduation. (click picture for more info)

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